Date
Name
Address
Sandy, UT 84092
Capital One Bank
PO Box 30281
Salt Lake City, UT 84130
Late Payment removal request regarding account
#Account Number****
To Whom It May Concern:
I have been a loyal customer of Capital One for the last 10
years, and love the services that you provide. Your customer service team is
top class, so much so, I recommend Capital One to all my friends and family.
I am so ashamed that I lost track of my finances in the
past. I recently pulled my credit report and I noticed I made a late payment in
August of 2009. I fully respect my obligations to Capital One and have always
worked hard on upholding my end of our relationship. With a brief look at my
account you will notice that I have only made one late payment it the last 4
years.
I have started taking the steps to become a home owner, and
it has come to my attention that this one late payment with Capital One may
negatively affect my chances of reaching my dreams.
I truly believe in your company and plan to continue my line
of credit with Capital One for many years to come. In my commitment to your
company, I am requesting that you give me a second chance at a positive credit
rating by reversing the late payment as reported on the three major credit
bureau files (Experian, Transunion, and Equifax.) I sincerely hope that Capital
One believes in their customers, as I humbly request that your consideration to
allow me to pursue my dreams of home ownership. I appreciate your time and look
forward to a favorable decision soon.
Sincerely,
Name
Date of Birth
Social Security Number
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